Business Products

Your company’s success depends on the choices you make. At Monroe County Community Credit Union, we understand the needs of business owners, whether it be a sole proprietorship, partnership, Limited Liability Company (LLC), or a corporation. We are member-owned and locally operated. When you have a question about your accounts, our friendly, local staff can assist you.

Products That Meet Your Needs

We work closely with our members to identify their financial needs and provide effective solutions. We offer a full array of top-quality services for businesses such as:

MCCCU can help you establish a Merchant Account to accept Visa® or Mastercard® payments from your customers. Merchant Accounts are handled by a third-party processor who makes available a local representative to help you open your account. Credit card transactions will be electronically deposited into your MCCCU business share draft (checking) account. If you would like additional information or are interested in opening up your Merchant Account, please visit your nearest MCCCU location or give us a call at (734) 242-3222 or (800) 541-2222.

Business Deposit Account

$5 minimum balance
$300 minimum balance to earn interest
Interest-Bearing Account
Free debit card
Free online access

Business Share Draft (Checking)

When was the last time you earned interest on your business share draft (checking) account? MCCCU is the only financial institution in the area to pay interest on a business checking account! We offer two choices which are shown below, designed specifically to what your business needs are.

Commercial PLUS

Earn an interest rate as high as 1.25% APY*
Minimum balance requirement of only $2500
Unlimited ACH transactions
Free online access

Commercial BASIC

Access your account 24 hours a day
Minimum balance requirement of only $100
Overdraft Protection
Free online access

*Annual percentage yield

Loans and Lines of Credit

Low cost loans available for investment property, equipment financing, commercial use building, and more
Business line of credit maximizes your purchasing power and allows for flexibility in cash flow
Funds may be accessed through our MARS (Members Audio Response System) or MOON (Members Only on the Net) systems

Merchant Credit Card Processing

All sales are processed and transferred by ACH into your business share draft (checking) account within two days, from time daily batch is closed
Reprogramming of equipment available in most cases
Save 10-30% on existing merchant processing

Business Credit Card

Low interest rate
25-day grace period
Company credit limit up to $50,000
Convenient online payments available
Fraud protection which means zero liability to your business