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ATM and Debit Cards

Accessing your money is as easy as can be with your Monroe County Community Credit Union ATM and Debit Cards! Besides the ATMs at our physical branch locations and out in Monroe County (ProMedica Monroe Regional Hospital and the Dundee Kroger), MCCCU is a part of the Co-Op ATM Network, a program designed to make life easier for members no matter where life takes you! ATMs are a great convenience, but it is important to be vigilant while performing any transaction linked to your account. For some tips on how to safely access your accounts, visit our Protecting Your Identity page!

Apple Pay Now Available! Exciting news! MCCCU is happy to announce that Apple Pay is now available for all MCCCU VISA and Debit Cards! To set up Apple Pay today, open the Wallet app on your phone (please note: Apple Pay is only available on the 6 and 6s), tap the plus sign in the upper right hand corner, and follow the onscreen instructions. And for all of our Android users, Samsung Pay is coming soon!

ATM Card - This card allows you to access your accounts through any ATM machine 24 hours a day, 7 days a week, 365 days a year.


  • Can be used at any ATM machine by using your PIN 
  • Can pull money from either your savings account
  • Can only be used at ATM machines, is unable to be used for transactions
  • Fee-free MCCCU ATMs
  • Surcharge-free ATM access at over 30,000 participating Co-Op Network machines across the country


  • Convenient way to access your accounts
  • Very secure--no way for the card to be used without PIN number

Debit Card - Our debit card has all of the ATM capabilities with the added bonus of being able to be used wherever MasterCard is accepted. Card can be used for Point Of Sale (POS) transactions where you enter your PIN to authorize a withdrawal. POS transactions can also be run as a credit transaction.


  • Only members with a checking account can request a Debit Card
  • Can be used at any ATM machine by using your PIN 
  • Can be processed as a credit transaction and have funds pulled directly from checking account
    • Full protection of MasterCard on all purchases
  • Fee-free MCCCU ATMs
  • ATM access at over 30,000 participating Co-Op Network machines across the country (6 free transactions a month--$1 fee per transaction thereafter)
  • Apple Pay available!


  • Convenience of accessing money from your accounts 24/7/365
  • Protection from MasterCard on all of your purchases

Lost or Stolen ATM/Debit Card Number

If you have lost, or believe your ATM/Debit Card has been stolen, please use the following numbers to notify MCCCU immediately:

  • If your MasterCard has been lost/stolen: 800-828-3901
  • If your MasterCard has been shut down temporarily for security purposes: 800-369-4887

If you need to change your PIN number, please use the following numbers:

  • Inside the US: 866-297-3411
  • Outside of US: 727-227-9600


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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. Unauthorized access or use is not permitted and may constitute a crime punishable by law.