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Credit Cards

Credit union credit cards have gained a solid reputation as being some of the best. The Monroe County Community Credit Union VISA cards are no different! Read below to find out how great our cards really are!

Paperless Statements: MCCCU has the option of paperless (electronic) VISA statements! If you are interested in a higher level of security and reducing the amount of paper waste you receive in the mail, take a look at this tutorial and sign up for paperless statements today!

Platinum Rewards VISA - A VISA card that offers rewards! The MCCCU VISA Platinum Rewards Card offers three different rates and can be used wherever VISA is accepted. We offer perks like no-fee balance transfers, no transaction fees, and competitive rates.


  • Current credit card rates as low as 9.99% APR* on purchases, 11.99% APR* on cash advances with NO annual fee
  • Credit limits
    • Maximum: $20,000.00
  • Minimum monthly payment is 2.5% of the outstanding balance or $25.00, whichever is greater
  • Rewards can be redeemed at
  • $1 Million travel accident concierge service
  • Cards are eligible for Credit Life & Disability Insurance (Contact us for more details)
  • Fee structure:
    • Late fee: Up to $25.00
    • Return payment fee: $25.00
  • Apple Pay available!


  • Our credit card rates are generally lower than most of our competitors, who's variable rate cards can be unpredictable
  • No fee for cash advances and lower than industry rates on cash advance transactions
  • No fee balance transfers (Contact us today if your current credit card rates are higher than ours!)
  • Convenience of having all financial products in one location
  • Ability to view your transaction history and pay your VISA bill online through our Online Banking or through!

Business VISA Card - A card for our business owners! Our VISA Business card can be used wherever VISA is accepted and our competitive rate makes this card an easy choice for busy people on the go!


  • Low interest rates! Prime + 5.5% with a floor of 9.25 APR*%
  • Company credit limits up to $50,000.00
  • 25-day grace period
  • Convenient online payments available
  • Fraud protection--zero liability to your business
  • 24/7 cardholder services


  • Enables you to get what you need for your business without the wait
  • Allows you to see your credit card activity online at any time

Credit Card Numbers:

Remember, to apply for and obtain credit, you must be 18 years of age. Stop by and see a Loan Representative for more information on our loans and credit cards, email us or call us at (734) 242-3222 or (800) 541-2222.

 *APR = Annual Percentage Rate

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. Unauthorized access or use is not permitted and may constitute a crime punishable by law.