Monroe County Community Credit Union Go to main content

Current Rates

Loans
Effective Date: Wednesday, February 22nd, 2017
Loan TypeAPR*
New/Used Auto As low as 2.50%
Recreational Vehicles (Boats, Motorhomes and Travel Trailers) As low as 4.25%
Recreational Vehicles (Motorcycles/ATV's) As low as 4.50%
Recreational Vehicles (Snowmobiles/Jet Skis) As low as 4.50%
Personal As low as 10.25%
Revolving Line-Of-Credit As low as 9.00%

Home Loans (Click here for current rates)

Or contact us at (734) 242-3222


Saving Accounts
Effective Date: Wednesday, February 22nd, 2017
NameDividend RateAPY*Minimum Opening Balance
Share (Savings) 0.05% 0.05% $5.00 ($300 to earn)
Share Draft (Checking) Non-interest bearing Non-interest bearing $0.00
Investment Share Draft** 0.05% 0.05% $2,500
Investment Share Draft** 0.10% 0.10% $10,000
High Yield Savings 0.08% 0.08% $2,500
High Yield Savings 0.08% 0.08% Over $25,000
High Yield Savings 0.08% 0.08% Over $50,000
Christmas Club 0.00% 0.00% $0.00
Vacation Club 0.00% 0.00% $0.00
Money Management Non-interest bearing Non-interest bearing $0.00
Business Share 0.05% 0.05% $5.00 ($300 to earn)
Business Basic Checking*** Non-interest bearing Non-interest bearing $5.00 + first draft order
Business Plus Checking**** 0.05% 0.05% $2,500
Business Plus Checking**** 0.05% 0.05% $10,000
Business Plus Checking**** 0.10% 0.10% $50,000
Business Plus Checking**** 0.15% 0.15% $100,000
*APY = Annual Percentage Yield
**If average daily balance falls below $2,500 in the Investment Draft account, a $10 fee will be assessed
***Business Basic Checking Account: $5.00 monthly fee is waived with a balance of over $100. Over 500 items monthly incurs a $0.20 per item fee.
****Business Plus Checking Account: $15.00 monthly fee is waived with a balance of over $2,500. Over 50 items monthly incurs a $0.15 per item fee.


IRA/CD
Effective Date: Wednesday, February 22nd, 2017
CD Options***APY*Minimum Opening Balance
**12 Month Youth CD .200% $250
**24 Month Youth CD .450% $250
**36 Month Youth CD .750% $250
6 Month IRA CD .10% $500
12 Month IRA CD .15% $500
24 Month IRA CD .25% $500
36 Month IRA CD .50% $500
48 Month IRA CD .60% $500
60 Month IRA CD .75% $500
3 Month CD .10% $1,000
6 Month CD .10% $1,000
12 Month CD .15% $1,000
18 Month CD .25% $1,000
24 Month CD .35% $1,000
36 Month CD .45% $1,000
48 Month CD .60% $1,000
60 Month CD .70% $1,000
3 Month CD .10% $10,000
6 Month CD .10% $10,000
12 Month CD .20% $10,000
18 Month CD .30% $10,000
24 Month CD .40% $10,000
36 Month CD .50% $10,000
48 Month CD .65% $10,000
60 Month CD .75% $10,000
3 Month Bonus CD .15% $25,000
6 Month Bonus CD .15% $25,000
12 Month Bonus CD .25% $25,000
18 Month Bonus CD .35% $25,000
24 Month Bonus CD .45% $25,000
36 Month Bonus CD .55% $25,000
48 Month Bonus CD .75% $25,000
60 Month Bonus CD .85% $25,000
*APY = Annual Percentage Yield
**Youth CD available for members 17 years and under; Youth cannot select term that matures past 18th birthday; Certificate must be opened under youth's name and SSN; Must have the same joint member that is on savings account with them.
***Certificates may be subject to penalty for early withdrawal.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act