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Current Rates

IRA/CD
Effective Date: Wednesday, June 20th, 2018
CD Options***APY*Minimum Opening Balance
Spring Special 15 Month CD 1.82% $5,000
Spring Special 23 Month CD 2.02% $7,500
**12 Month Youth CD .40% $250
**24 Month Youth CD .70% $250
**36 Month Youth CD 1.01% $250
6 Month IRA CD .20% $500
12 Month IRA CD .70% $500
24 Month IRA CD 1.01% $500
36 Month IRA CD 1.21% $500
48 Month IRA CD 1.47% $500
60 Month IRA CD 2.07% $500
3 Month CD .15% $1,000
6 Month CD .15% $1,000
12 Month CD .60% $1,000
18 Month CD .70% $1,000
24 Month CD .70% $1,000
36 Month CD .95% $1,000
48 Month CD 1.42% $1,000
60 Month CD 1.92% $1,000
3 Month CD .20% $10,000
6 Month CD .20% $10,000
12 Month CD .70% $10,000
18 Month CD .90% $10,000
24 Month CD 1.01% $10,000
36 Month CD 1.21% $10,000
48 Month CD 1.47% $10,000
60 Month CD 2.07% $10,000
3 Month Bonus CD .25% $25,000
6 Month Bonus CD .25% $25,000
12 Month Bonus CD .80% $25,000
18 Month Bonus CD 1.00% $25,000
24 Month Bonus CD 1.11% $25,000
36 Month Bonus CD 1.31% $25,000
48 Month Bonus CD 1.52% $25,000
60 Month Bonus CD 2.12% $25,000
*APY = Annual Percentage Yield
**Youth CD available for members 17 years and under; Youth cannot select term that matures past 18th birthday; Certificate must be opened under youth's name and SSN; Must have the same joint member that is on savings account with them.
***Certificates may be subject to penalty for early withdrawal.


Loans
Effective Date: Wednesday, June 20th, 2018
Loan TypeAPR*
New/Used Auto As low as 3.50%
65th Anniversary Auto Special As low as 3.15%
First Time Auto Buyer (with cosigner) As low as 6.00%
First Time Auto Buyer (without cosigner) As low as 12.00%
Motorcycle (2018-2016) As low as 5.00%
Motorcycle (2015 - 2012) As low as 5.50%
Large Recreational Vehicles (RV, boats) As low as 4.50%
Small Recreational Vehicles (Motorcycle, ATV) As low as 5.65%
Personal Loan As low as 10.00%
Revolving Line of Credit As low as 9.00%
Mortgages (Click here for current rates) Or contact us at (734) 242-3222

All Current Rates

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Saving Accounts
Effective Date: Wednesday, June 20th, 2018
NameDividend RateAPY*Minimum Opening Balance
Savings 0.10% 0.10% $5.00 ($300 to earn)
Checking Non-interest bearing Non-interest bearing $0.00
Investment Share Draft** 0.10% 0.10% $2,500
Investment Share Draft** 0.15% 0.15% $10,000
High Yield Savings 0.15% 0.15% $2,500
High Yield Savings 0.25% 0.25% Over $25,000
High Yield Savings 0.30% 0.30% Over $50,000
Christmas Club 0.00% 0.00% $0.00 ($100 to earn)
Vacation Club 0.00% 0.00% $0.00 ($100 to earn)
Money Management Non-interest bearing Non-interest bearing $0.00
Business Savings 0.10% 0.10% $5.00 ($300 to earn)
Business Basic Checking*** Non-interest bearing Non-interest bearing $5.00 + first draft order
Business Plus Checking**** 0.05% 0.05% $2,500
Business Plus Checking**** 0.05% 0.05% $10,000
Business Plus Checking**** 0.10% 0.10% $50,000
Business Plus Checking**** 0.15% 0.15% $100,000
*APY = Annual Percentage Yield
**If average daily balance falls below $2,500 in the Investment Draft account, a $10 fee will be assessed
***Business Basic Checking Account: $5.00 monthly fee is waived with a balance of over $100. Over 500 items monthly incurs a $0.20 per item fee.
****Business Plus Checking Account: $15.00 monthly fee is waived with a balance of over $2,500. Over 50 items monthly incurs a $0.15 per item fee.

 

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. Unauthorized access or use is not permitted and may constitute a crime punishable by law.