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Savings Accounts

We realize our members have different savings goals ranging from short-term purchases to long-term nest eggs. That’s why Monroe County Community Credit Union has a number of different savings options.


Primary Savings Account - A requirement of every membership in the credit union. All that is needed to open an MCCCU savings account is $5.00. This $5.00 must stay in the account at all times, as it is your share (or buy in) of the credit union.

Features:

  • Interest-bearing account on balances of $300.00 or more
  • ATM accessible
  • No fee MCCCU ATM
  • Fee-free ATM (up to 6 per month) transactions through Co-Op Network ATMs (over 30,000 nationwide)
  • Unlimited withdrawals at branches and ATMs
  • Accessible through our online banking system It's Me 247
  • Accessible through our audio response system CU*Talk
  • Receive quarterly paper statements or eStatements
  • Insured by the NCUA (based on NCUA guidelines)

Benefits:

  • Designates you as a member
  • Share account makes discounts available exclusively to credit union members (Includes all discounts offered by Love My Credit Union)
  • Allows members to take advantage of our competitive rates
  • Members receiving Social Security direct deposit eligible for up to 5 free money orders per month

High Yield Savings Account - This savings account yields a higher rate of interest for members that maintain larger balances with MCCCU. A minimum balance of $2,500.00 must be maintained at all times. Failure to maintain this balance will result in the remaining balance to be transferred to the Primary Savings Account.

Features:

  • Interest-bearing account on balances of $2,500.00 or more
  • No monthly service fee
  • Not ATM accessible
  • Minimum balance of $2,500.00
  • Interest is compounded monthly
  • Accessible through It's Me 247
  • Accessible through CU*Talk
  • Recieve quarterly paper statements or eStatements 
  • Insured by the NCUA (based on NCUA guidelines)

Benefits:

  • Yields a higher rate of interest than our other savings accounts
  • Helps members reach their savings goals faster

Click here to take a look at our great rates.

Stop by one of our branches and see a Member Services Representative for more information on our checking and savings accounts, or call (734) 242-3222 today.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act. Unauthorized access or use is not permitted and may constitute a crime punishable by law.