Coronavirus Planning

We would like to say thank you to all members of Monroe County Community Credit Union. Your patience and understanding with the temporary changes that we have made due to the pandemic has been greatly appreciated.

We understand the choices we make about how to operate our business affect our membership, and we truly appreciate the support we have received from all of you. Over the last four weeks, we have had to make difficult decisions in order to protect the health and safety of our team members and membership. We moved to a drive thru only model to ensure we are doing our part to slow the spread of the Coronavirus. We have temporarily closed two of our locations and redeployed those team members to provide additional support for our Contact Center and the members who rely on those team members to conduct their transactions. We had a contamination scare at our Winchester location and had to unexpectedly close the branch for a few days in order to give the branch a deep clean and keep our team members and members who visit that location safe. Throughout all these changes, we have received encouragement and understanding from all of you and we cannot thank you enough. We will continue to operate our branches as drive thru only to limit any potential exposure and ensure we are here for you throughout the duration of this pandemic. If you’d like to learn more about how you can access your accounts 24/7 through our electronic or mobile channels, please visit our online resources page.

We will win the fight against the Coronavirus and come out stronger and better than before. When we do come out on the other side of this, we will be back to serve you at all of our locations. Please do your part to help stop the spread.

If you have experienced any financial hardship as a result of the Coronavirus, please call 800-541-2222 to speak with an MCCCU representative. At this time, the credit union does not offer Small Business Administration (SBA) loans. 

Please be aware the IRS has released new guidance regarding stimulus checks made out to deceased individuals who passed away before the receipt of payment. Their official guidance is that any checks or deposits made out to the deceased individual must be returned. You can learn more about the process of repayment by visiting their website and referencing Q10 and Q41. 

MCCCU Community Relief Options:

  • 90 Day No Pay1 available for all new consumer loans with the credit union
  • No-cost 60-day extensions2 on all consumer installment loans with the credit union
  • No-cost Skip a Pays2 for the months of April and May on our consumer Platinum Rewards Credit Cards
    • To take advantage of this credit card offer, call 866-576-1270
  • Up to $2,000 closed end line of credit with rates as low as 4.99% APR3
  • Real estate loans will be considered on a case-by-case basis
  • Reduced rate revolving line of credit options
  • Penalty-free early withdrawals on our certificates of deposit

Click Here for More COVID-19 Resources

Our Contact Center is available by calling 800-541-2222:

  • Monday – Friday: 8:00 am through 6:00 pm
  • Saturday: 9:00 am through 1:00 pm

Should you have any questions or concerns related to our actions during these turbulent times, please contact our call center at 800-541-2222.

Thank you for your continued membership.

Stay Safe,

Michelle Micallef

Interim CEO

 

 

 

1 Offer may be modified or discontinued at any time. Interest will accrue during 90-day deferment period. First payment must be made on the due date disclosed in the loan agreement. Certain restrictions apply. Subject to credit approval.

2 Offer may be modified or discontinued at any time. Interest will accrue during deferment period. First payment must be made on the due date disclosed in the loan agreement. Certain restrictions apply. Subject to credit approval.

3 Offer may be modified or discontinued at any time. $2,000 maximum loan amount with rates as low as 4.99% APR for terms up to 24 months. Monthly payment on $2,000 at 4.99% APR for 24-month term would be $95.33. Subject to credit approval.

Go to main navigation