High Yield Savings Account

This savings account yields a higher rate of interest for members that maintain larger balances with MCCCU. Keep in mind a minimum balance of $2,500 must be maintained at all times, and if you don't maintain this balance the remaining balance will be transferred to your primary savings.

  • Only $2,500 to open
  • Earn dividends on all balances
  • Tiered rates--the higher your balance, the more interest you’ll earn
  • No monthly fee with average daily balance of $2,500+
  • Direct deposit available for all or just a portion of your check
  • Enjoy the convenience of 24/7 Account Access through online and mobile banking

Saving Accounts
Effective Date: Thursday October 17, 2019
NameDividend RateAPY*Minimum Opening Balance
Share (Savings) 0.10% 0.10% $5.00 ($300 to earn)
High Yield Savings 0.15% 0.15% $2,500
High Yield Savings 0.25% 0.25% Over $25,000
High Yield Savings 0.30% 0.30% Over $50,000
Christmas Club 0.10% 0.10% $0.00 ($100 to earn interest)
Vacation Club 0.00% 0.00% $0.00
IRA Savings 0.10% 0.10% $0.00
*APY = Annual Percentage Yield

Go to main navigation