Mortgage Loans

Let Monroe County Community Credit Union help you get your dream home! We offer a variety of mortgage solutions to make sure you find a place to call home—with a loan that meets your needs and fits your budget. Work with us and find out why MCCCU was voted Monroe's 'Best Mortgage Lender' for 2019! To help our members find their new home, we are currently offering up to $500* towards closing costs!

Did you know: Our Mortgage Originators are available 9:00 AM - 7:00 PM Monday - Friday and 9:00 AM - 3:00 PM on Saturday! Give them a call at 800.541.2222.

MCCCU Mortgages

Tackling today’s real estate market is a challenge to say the least! The rules seem to change daily, and keeping up can be tricky. Our Mortgage Originators stay on top of the latest regulations and rules to offer high-quality, no-nonsense loans that are in your best interest. Whether you’re buying your first home or refinancing an existing one, our mortgage originators offer smart and stable products to suit your individual needs no matter where you are in life.

MCCCU’s rates are highly competitive, and all closing costs will be fully disclosed. In addition, you’ll appreciate low closing costs and outstanding local service throughout the life of your loan. Plus, your monthly payment can be made through online banking or you can stop in and make a payment in person at any of our locations. So visit our mortgage portal today to see what we can do for you! If you prefer to discuss your mortgage options in person, please call or stop in during regular business hours to schedule an appointment. One of our Mortgage Originators will be happy to discuss your needs and guide you on the right path to home ownership.

  • Maximum mortgage available: $453,100
  • Financing available with down payments as low as 3%
  • Can be used as a cash out refinance option for home improvements or debt consolidation
  • Flexible terms available up to 30 years

From an MCCCU member: "I would like to thank MCCCU and Cindy Nichols for our new mortgage. Cindy did a GREAT job. She made the entire process a pleasant one and we thank all involved." - William R.

Hometown Advantage Mortgage

Take full advantage of your credit union membership and experience the true difference of a mortgage with MCCCU! Our Hometown Advantage Mortgage is a program you will not find with traditional mortgage companies. 

  • Flexible loan terms from five to fifteen years
    • Let your mortgage help you meet your financial goals, not define them
  • Cash out up to 100% LTV
  • Purchase up to 100% LTV
  • No PMI
  • Equity Builder


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