Thank You!

The last few months have been stressful and challenging for all of us. At the credit union, we've had to make difficult decisions in order to follow the guidelines from the CDC/State of Michigan, keep our team members safe, and keep the business moving forward. You've rolled with the punches throughout it all so, to say thank you for your understanding and support, we wanted to go big. Which is why we're offering 1% APR* off of all consumer term loans from now until Labor Day

Details:

  • Apply easily online or over the phone
  • Offer available for both new and refinanced loans
    • Existing MCCCU loans do not qualify
  • Receive a 1% discount off your qualifying rate
  • Sign your loan documents quickly and safely through electronic signature

 

Apply Now

Current Rates - Does not include 1% discount

Auto Loans
Effective Date: Thursday August 13, 2020
NameRates as low asTerms up to
Community Advantage 2.99% APR* 60 Months
Community Advantage 3.24% APR* 72 Months
New Auto 3.75% APR* 72 Months
New Auto 4.25% APR* 84 Months
Used Auto (2014 and newer) 4.25% APR* 72 Months
Used Auto (2014 and newer) 4.75% APR* 84 Months
First Time Auto Buyer 8.99% APR* 60 Months
Oldie but Goodie (2013 and older) 5.75% APR* Determined by collateral
*APR = Annual Percentage Rate

Recreational Loans
Effective Date: Thursday August 13, 2020
NameRates as low asTerms up to
Motorcycle (2020 - 2018) 5.00% APR* 84 months
Motorcycle (2017 - 2014) 5.50% APR* 72 months
Small Recreation (2020 - 2018) 5.25% APR* 72 months
Small Recreation (2017 - 2014) 6.40% APR* 72 months
Large Recreation 4.25% APR* 180 months
*APR = Annual Percentage Rate

Personal Loans
Effective Date: Thursday August 13, 2020
NameRates as low asTerms up to
Personal Loan 7.99% APR* 60 Months
Sound Foundation 5.50% APR* 36 Months
Cash on Demand 6.75% APR* Revolving LOC
Variable rate based on prime rate plus margin
Overdraft Protection Line of Credit 7.25% APR* Revolving LOC
Variable rate based on prime rate plus margin
*APR = Annual Percentage Rate | Variable rate products are not eligible for 1% discount

 

We appreciate every single person who chooses to do business with our credit union.

 

 

 

 

 

 

*APR = Annual Percentage Rate. Subject to credit approval. Offer available to new and refinanced consumer term loans. Loan application must be submitted by 11:59 PM on September 7th, 2020. 1% discount will be applied to qualifying rate based on creditworthiness and cannot be combined with any other offer. May not be applied to existing MCCCU loans. This offer does not apply to Credit Cards, Lines of Credit, Mortgages, or Commercial Loans. Terms and conditions may apply. 

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