Personal Loans

For those unexpected times in life when you could use some extra cash, MCCCU offers personal loans to our members! Loans of this nature can be set up as credit lines and closed end, term loans.

  • Terms up to 60 months
  • No fees
  • No early repayment penalties
  • Amount of loan and rates are based on the credit score(s) of the applicant(s)
  • Access revolving loans and transfer funds through Online Banking
  • Life and disability credit insurance options available 

Loan Payment Calculator

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What is a personal loan?

A personal loan is a loan without material collateral such as a car or home. Also known as a signature loan, the maximum personal loan amount at MCCCU is $25,000. These loans can be used for many purposes. For example: a wedding, home renovation, educational needs, a dream vacation, or to tackle any curveballs life might throw at you.

Do you have to be a member to apply for a loan?

You do not have to be a member to apply for a loan with MCCCU. However, you will need to join the credit union during the loan closing process. Please click here to see if you are eligible for membership.

By what methods can I pay on my loan at Monroe County Community Credit Union?

We like to make it as convenient as possible for our members to make their loan payments! You can pay through our online banking platform, by transferring funds from another institution online, over the phone, or in person at any one of our locations. Make sure to ask about special loan rate benefits for automatically scheduled payments on vehicle loans!

How do I get pre-approved for a loan?

To get pre-approved for a loan with MCCCU, you can click here to apply online, stop in at any one of our locations, or give us a call at 800-541-2222. Please note that in order to complete the loan application, you will need to authorize MCCCU to pull your credit.


Personal Loans
Effective Date: Sunday December 16, 2018
NameRates as low asTerms up to
Personal Loan 7.99% APR* 60 Months
*APR = Annual Percentage Rate

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