Current Rates

Auto Loans
Effective Date: Wednesday September 26, 2018
NameRates as low asTerms up to
65th Anniversary Special 2.99% APR* 72 Months
New Auto 3.50% APR* 84 Months
Used Auto 3.50% APR* 84 Months
First Time Auto Buyer (with cosigner) 6.00% APR* 60 Months
First Time Auto Buyer (without cosigner) 12.00% APR* 60 Months
Oldie but Goodie (2011 and older) 6.50% APR* Determined by collateral
*APR = Annual Percentage Rate

Recreational Loans
Effective Date: Wednesday September 26, 2018
NameRates as low asTerm
Motorcycle (2018 - 2016) 5.00% APR* Up to 84 months
Motorcycle (2015 - 2012) 5.50% APR* Up to 72 months
Small Recreational (2018 - 2016) 4.25% APR* Up to 84 months
Small Recreational (2015 - 2012) 5.65% APR* Up to 72 months
Large Recreational 4.50% APR* Up to 180 months
*APR = Annual Percentage Rate

Mortgages
Effective Date: Wednesday September 26, 2018
Mortgage RatesContact Us
Click here for today's rates or contact us at (800) 541-2222

Home Equity Loans
Effective Date: Wednesday September 26, 2018
NameRates as low asTerms up to
Home Equity Closed End Loan 5.00% APR* 15 years
Home Equity Line of Credit 5.00% APR* 10 year draw, 15 year amortization
Variable rate based on prime rate plus margin
*APR = Annual Percentage Rate

Credit Cards
Effective Date: Wednesday September 26, 2018
APR* RangeEstimated Payment
9.99% - 18.99% 2.5% of balance**
*APR = Annual Percentage Rate. Lowest rate is for top tier credit. Click here for full VISA disclosures.
**Payment will be 2.5% of balance owed or $25, whichever is greater

Personal Loans
Effective Date: Wednesday September 26, 2018
NameRates as low asTerms up to
Personal Loan 8.99% APR* 60 Months
*APR = Annual Percentage Rate

 

Saving Accounts
Effective Date: Wednesday September 26, 2018
NameDividend RateAPY*Minimum Opening Balance
Share (Savings) 0.10% 0.10% $5.00 ($300 to earn)
High Yield Savings 0.15% 0.15% $2,500
High Yield Savings 0.25% 0.25% Over $25,000
High Yield Savings 0.30% 0.30% Over $50,000
Christmas Club 0.00% 0.00% $0.00
Vacation Club 0.00% 0.00% $0.00
*APY = Annual Percentage Yield

CDs
Effective Date: Wednesday September 26, 2018
CD Options**APY*Minimum Opening Balance
65th Anniversary 15 Month CD Special 1.92% $5,000
65th Anniversary 23 Month CD Special 2.12% $7,500
3 Month CD .15% $1,000
6 Month CD .15% $1,000
12 Month CD .60% $1,000
18 Month CD .70% $1,000
24 Month CD .70% $1,000
36 Month CD .95% $1,000
48 Month CD 1.42% $1,000
60 Month CD 1.92% $1,000
3 Month CD .20% $10,000
6 Month CD .20% $10,000
12 Month CD .70% $10,000
18 Month CD .90% $10,000
24 Month CD 1.01% $10,000
36 Month CD 1.21% $10,000
48 Month CD 1.47% $10,000
60 Month CD 2.07% $10,000
3 Month Bonus CD .25% $25,000
6 Month Bonus CD .25% $25,000
12 Month Bonus CD .80% $25,000
18 Month Bonus CD 1.00% $25,000
24 Month Bonus CD 1.11% $25,000
36 Month Bonus CD 1.31% $25,000
48 Month Bonus CD 1.52% $25,000
60 Month Bonus CD 2.12% $25,000
*APY = Annual Percentage Yield
**Certificates may be subject to penalty for early withdrawal.

IRA CDs
Effective Date: Wednesday September 26, 2018
IRA CD Options**APY*Minimum Opening Balance
65th Anniversary 15 Month CD Special 1.92% $5,000
65th Anniversary 23 Month CD Special 2.12% $7,500
6 Month IRA CD .20% $500
12 Month IRA CD .70% $500
24 Month IRA CD 1.01% $500
36 Month IRA CD 1.21% $500
48 Month IRA CD 1.47% $500
60 Month IRA CD 2.07% $500
*APY = Annual Percentage Yield
**Certificates may be subject to penalty for early withdrawal.

Youth CDs
Effective Date: Wednesday September 26, 2018
NameAPY*Minimum Opening Balance
12 Month Youth CD** 0.40% $250
24 Month Youth CD** 0.70% $250
36 Month Youth CD** 1.01% $250
*APY = Annual Percentage Yield
** Youth CD available for members 17 years and under. Youth CDs cannot have a term that matures past 18th birthday. Certificate must be opened under youth's name and SSN. Must have the same joint member that is on savings account.

 

Checking Accounts
Effective Date: Wednesday September 26, 2018
NameDividend RateAPY*Minimum Opening Balance
Checking Non-interest bearing Non-interest bearing $0.00
Investment Checking 0.10% 0.10% $2,500
Investment Checking 0.15% 0.15% $10,000
Business Basic Checking Non-interest bearing Non-interest bearing $0.00
Business Plus Checking 0.05% 0.05% $2,500
Business Plus Checking 0.10% 0.10% $50,000
Business Plus Checking 0.15% 0.15% $100,000
*APY = Annual Percentage Yield

 

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